Housing & Real Estate — Waterloo, Iowa
Overview
| Total Housing Units | 32,170 |
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| Occupied | 28,947 |
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| Vacant | 3,223 |
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| Owner-Occupied | 17,694 |
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| Renter-Occupied | 11,253 |
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| Median Home Value (Census) | $152,600 |
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| Estimated 2026 | ~$158,000 |
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| Median Rent | $896/mo |
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| Median Property Tax | $2,494/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | affordable |
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| Rent as % of Income | 18.7% |
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| Severely Rent-Burdened | 38.9% |
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Housing Age
| Built 2010 or later | 1,987 |
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| Built 2000-2009 | 2,048 |
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| Built 1990-1999 | 1,508 |
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| Built before 1960 | 15,322 |
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| Median Year Built | 1961 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
