St. Marys: Housing & Real Estate
$195,000 is the median home value in St. Marys (estimated market value runs 11% higher at $216,432), with median rent $-666,666,666. Homeownership rate: 68.2%. That's 1.2× below the Warren County median ($234,300); about the same as the Iowa median ($187,019). Market is hot. New construction makes up 20.5% of stock. A municipal building code is in effect.
- 2.5× annual income — home value vs. household income (vs Iowa 2.5×).
- 4-BR rent is 1.7× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $195,000 — 1.0× the Iowa median ($187,019). Median rent $-666,666,666/month. homeownership rate 68.2% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.5× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 20.1% |
| Affordability · Rent Affordability | affordable |
| Affordability · Poverty Rate | 8.3% |
| Affordability · Property Tax Pct Income | 2.5% |
| Fair Market Rent · Studio rent | $1,063 |
| Fair Market Rent · One-bedroom rent | $1,109 |
| Fair Market Rent · Two-bedroom rent | $1,318 |
| Fair Market Rent · Three-bedroom rent | $1,794 |
| Fair Market Rent · Four-bedroom rent | $1,841 |
| Fair Market Rent · HUD FMR area | Des Moines-West Des Moines, IA HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $216,432 |
| Median Home Value | $195,000 (vs Iowa $187,019) |
| Median Rent | $-666,666,666 (vs Iowa $897) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | hot |
|---|---|
| Housing Market · New construction (% of stock) | 20.5% |
| Housing Market · Price Appreciation 2Yr | 15.5% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 67 |
| Electricity · Electricity rate (¢/kWh) | 13.40¢/kWh |
| Electricity · Customers | 1,448,818 |
| Electricity · Revenue Millions | $1,939 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 4 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 68.2% |
|---|---|
| Median Year Built | 1973 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12