St. Paul: Housing & Real Estate
St. Paul's median home value is $140,600 (estimated market value runs 26% higher at $177,513), with median rent $-666,666,666. Homeownership rate: 97.1%. That's 1.2× higher than the Lee County median ($121,000); 1.3× below the Iowa median ($187,019). Market is cold. Vacancy rate 30.4%. New construction makes up 2.1% of stock. A municipal building code is in effect.
- 1.9× annual income — home value vs. household income (vs Iowa 2.5×).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $140,600 — 0.8× the Iowa median ($187,019). Median rent $-666,666,666/month. homeownership rate 97.1% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 1.9× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Poverty Rate | 12.8% |
| Affordability · Property Tax Pct Income | 1.7% |
| Fair Market Rent · Studio rent | $663 |
| Fair Market Rent · One-bedroom rent | $733 |
| Fair Market Rent · Two-bedroom rent | $962 |
| Fair Market Rent · Three-bedroom rent | $1,270 |
| Fair Market Rent · Four-bedroom rent | $1,330 |
| Fair Market Rent · HUD FMR area | Lee County, IA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $177,513 |
| Median Home Value | $140,600 (vs Iowa $187,019) |
| Median Rent | $-666,666,666 (vs Iowa $897) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cold |
|---|---|
| Housing Market · Vacancy rate | 30.4% |
| Housing Market · New construction (% of stock) | 2.1% |
| Housing Market · Price Appreciation 2Yr | -11.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 88.2% |
| Broadband · Broadband-capable premises | 76 |
| Electricity · Electricity rate (¢/kWh) | 13.40¢/kWh |
| Electricity · Customers | 1,448,818 |
| Electricity · Revenue Millions | $1,939 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 3 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 97.1% |
|---|---|
| Median Year Built | 1971 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12