St. Joseph: Housing & Real Estate
St. Joseph's median home value is $-666,666,666, with median rent $-666,666,666. Homeownership rate: 85.0%. Market is warm. New construction makes up 32.5% of stock. A municipal building code is in effect.
- -17852.0× annual income — home value vs. household income (vs Iowa 2.5×).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $-666,666,666 — -3564.7× the Iowa median ($187,019). Median rent $-666,666,666/month. homeownership rate 85.0% — above the U.S. share of ~65%.
| Affordability · Poverty Rate | 26.0% |
|---|---|
| Fair Market Rent · Studio rent | $682 |
| Fair Market Rent · One-bedroom rent | $700 |
| Fair Market Rent · Two-bedroom rent | $919 |
| Fair Market Rent · Three-bedroom rent | $1,102 |
| Fair Market Rent · Four-bedroom rent | $1,217 |
| Fair Market Rent · HUD FMR area | Kossuth County, IA |
| Fair Market Rent · Fiscal year | FY2026 |
| Median Home Value | $-666,666,666 (vs Iowa $187,019) |
| Median Rent | $-666,666,666 (vs Iowa $897) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · New construction (% of stock) | 32.5% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 27.6% |
| Broadband · Broadband-capable premises | 29 |
| Electricity · Electricity rate (¢/kWh) | 13.40¢/kWh |
| Electricity · Customers | 1,448,818 |
| Electricity · Revenue Millions | $1,939 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 85.0% |
|---|---|
| Median Year Built | 1976 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12