Housing & Real Estate — Spirit Lake, Iowa

Overview

Total Housing Units2,930
Occupied2,692
Vacant238
Owner-Occupied1,782
Renter-Occupied910
Median Home Value (Census)$215,100
Estimated 2026~$245,000
Median Rent$885/mo
Median Property Tax$2,262/yr

Affordability

Home Price to Income RatioN/Ax
Home Affordabilitymoderate
Rent as % of Income16.2%
Severely Rent-Burdened33.7%

Housing Age

Built 2010 or later428
Built 2000-2009307
Built 1990-1999452
Built before 1960837
Median Year Built1977
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.